UNEXPECTED VET BILLS?
VetCare Finance has got you covered
Loans up to 15K
Swift approval for emergency veterinary care
No deposit with up to 36 month terms
Available throughout New Zealand
Low application and booking fees
Get financial assistance to cover your veterinary costs
At VetCare Finance, we know how stressful it can be when your pet needs veterinary care you just can’t afford.
If you don’t have pet insurance, vet bills can be costly – whether they’re for emergency health care, or important procedures you can’t put off any longer.
Thankfully, we offer a simple solution. VetCare Finance provides fast loans and flexible repayment options, so your furry friend can get the health care they need. Here are just a few more benefits we can offer:
How it works?
Need pet care, but can’t afford the vet bills? With a loan from VetCare Finance, your pet can receive urgent and regular veterinary care. With our fast, simple application process, we’ll ensure your loan is approved in no time so you can go back to looking after your pet.
Online application takes around 5 minutes to complete.
We will contact you to inform you of the outcome as fast as possible
VetCare Finance we will pay the balance of your invoice directly to your vet.
Need financial assistance
for your vet bills?
VetCare Finance can approve loans of up to $15,000. And thanks to our simple application process, we keep everything quick and easy so you can get back to focusing on your pet!
Joining as a partner
Vetcare Finance - working with businesses throughout New Zealand
We partner with a wide range of businesses around the country providing finance to customers for their goods and services. There’s no cost to sign up with us just fill out our Business Partner registration form and you can become a Smartcover Finance Partner. By working with us, you can provide an easy financing solution at your business. Don’t lose out on those important sales opportunities due to funding issues.
What Our Customers
Have to Say
“The team always go the extra mile to find the most affordable solution for our customers”
Kate,Clinic CSR ManagerClinic CSR Manager ,Hamilton
“Thank you so much to the team for helping me with all my cats”
“Just want to say how absolutely awesome the staff at Vet care finance have been.. being able to pay them back at an amount I could afford, was such a relief”
Frequently Asked Questions
Yes, we can approve your application before you visit the business you wish to purchase the good and services from – so you know the costs will be covered beforehand.
Our Interest Rates Start at 14.95% per annum and are work out depending on your credit score. Our Loan Default interest rates is 6% per annum above your contract interest rate.
There is a standard $65 Application fee and a Booking fee that varies. The Booking fees are dependent on the total amount being financed and are only payable by you if your application is approved and loan documents created. These range from $100 to $350 depending on the loan value.
In most cases, yes. Providing your loan is up to date and you have an excellent payment history. Please call us during business hours to discuss your needs.
Smartcover Finance is committed to being a responsible lending company and is a registered member of the Financial Service Provider Register, as well as the Financial Dispute Resolution Scheme.